Regulated & Registered
Incorporated under the Companies Act, 2013 and governed as a Public Nidhi under Section 406.
Secure deposits, transparent gold loans and member-first financial care in Tenali, Andhra Pradesh — grounded in the values of a traditional Nidhi, delivered with the precision of modern finance.
Star Sri Nidhi Limited is a Government of India registered Public Nidhi Company incorporated in 2020 under the Companies Act, 2013. We serve our members through disciplined savings, transparent lending against gold, and a service culture rooted in respect.
A Nidhi is a mutual benefit society — the community deposits, and the community borrows. Every rupee stays within our members. That structure has protected Indian households for generations, and it guides every decision we make.
Our leadership brings decades of banking, jewellery valuation and cooperative governance experience. We combine that heritage with modern verification, secure storage and simple digital touchpoints — so members feel confident at every step.
“To help every member grow steadily — with clarity, discipline and dignity.”
Incorporated under the Companies Act, 2013 and governed as a Public Nidhi under Section 406.
Fire-rated vaults, dual-key access, insured storage and CCTV-monitored counters at every branch.
As a Nidhi, our members are our owners. Surplus is reinvested in service, not paid to outsiders.
No hidden charges. Every schedule, rate and fee is disclosed up front in writing.
Local branches, local staff, and decisions made close to the people we serve.
Board and management with deep experience in banking, jewellery valuation and audit.
Disciplined savings with flexible tenures for members, structured to preserve capital and encourage steady growth.
Build a corpus in small, consistent instalments — the traditional path to steady household savings.
Fast, respectful lending against your gold ornaments with transparent appraisal and secure vault storage.
Move an existing gold loan to Star Sri Nidhi with clearer terms and a schedule that fits your household.
A disciplined daily deposit habit collected by our branch team — the smallest amounts, saved consistently, become meaningful capital.
One-to-one guidance from experienced branch staff — because financial choices deserve a real conversation.
All deposit and loan services are offered strictly to members in accordance with the Nidhi Rules, 2014. Interest rates, tenures and eligibility are shared in writing before enrolment.
These are not slogans — they are the working rules of our branches, boardroom and books.
Regulated custody, insured storage and audited processes at every branch.
Written terms, clear schedules and no surprises — ever.
Members are treated as family, not as transactions.
Predictable service, day after day, branch after branch.
“The branch staff walked me through the gold loan paperwork like family. I left knowing exactly what I had signed.”
“Clear terms, no pressure. I've moved my recurring deposits here from three other places over the years.”
“What I value most is consistency — the same courteous service every time, whichever branch I visit.”
Meet our team, understand our approach, and ask every question you have.
Complete simple KYC and enrol as a Nidhi member — the foundation of every service.
Deposits, gold loan or repledge — we walk you through the written terms.
Regular statements, reminders and one point of contact for the long term.
Glimpses of our branch, our members and the community we serve in Tenali.
Speak to a member advisor today. No commitments — just clarity, a real conversation and written terms you can take home.